Partner with Clear Skies Capital®
- Leverage our 20 years of experience
- Ensure your clients get the best terms
- Get access to exclusive offers
Clear Skies Capital® is in the business of “yes” — to help YOUR clients grow.
With over 20 years of expertise providing capital to businesses, we offer
unparalleled access to a diverse range of financial products.
unparalleled access to a diverse range of financial products.
Let's Help Entrepreneurs
Amidst the present economic landscape, the need for capital has surged significantly.
Clear Skies Capital® shines as a trusted partner, dedicated to helping entrepreneurs
navigate challenges and seize opportunities with confidence.
Fast Underwriting
We're here to help entrepreneurs secure the funds and equipment they need to grow, quickly.
Personalized Service
Every qualified merchant you send our way gets a dedicated account manager.
Tailored Solutions
Our account managers are experts in finding the perfect funding solution for each merchant's unique needs.
Become a Partner
- Expand your financial products
- Earn commissions for referrals
- Boost your revenue
Have a deal but not a partner?
We understand that your client might need funding urgently, which is why we have created a single submission form. Whether your client needs equipment financing or commercial capital, we are here to help.
Non-partner submissions
- Submit a funding request on behalf of your client
- Explore funding options available
- Work directly with the executive team for your submissions
- Receive a commission upon successful funded referral
All communication remains exclusively between Clear Skies Capital® and you. We will not reach out to your client directly unless you request us to do so.
How our referral process works
We make the referral process simple and efficient.
Consultation
Partner introduces client to a Clear Skies Capital account manager. The account manager engages with the borrower to discuss financial goals and gather proper documents.
Step 1
Submission
The application is securely forwarded to our lenders to secure the most competitive offers.
Step 2
Close
Upon receiving offers, our account managers review with the borrower. Once an offer is accepted, the funding manager facilitates the signing of agreements, execution of funding.
Step 3
What makes our financing better?
We offer efficiency, speed, and competitiveness, all while maintaining an unwavering commitment to personalized service, ensuring every client feels heard, supported, and empowered on their path to success.
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Clear Skies Capital®
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Traditional(LOC)
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Traditional(Loan)
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SBA 7(a) Loan
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Processing Time
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24-72 Hours
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45+ Days
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45+ Days
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45+ Days
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Requirements
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Business Type
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All Types
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Businesses with operating history (typically more than a year) and revenue
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Businesses with operating history (typically more than a year) and revenue
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Small Business as defined by the SBA
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Location
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Operating Business in the United States
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Varies
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Varies
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US Only
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Business Plan
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No
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Yes
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Yes
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Yes
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Profitable
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Varies
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Varies
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Varies
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Yes
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Cash Flow
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< 3-6 days of negative balances
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Varies
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Varies
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Varies
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Outstanding Debt/Credit
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Credit-worthiness of business assures repayment of loan (FICO + Various measurements)
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Credit-worthiness of business assures repayment of loan
+ Excellent personal credit |
Credit-worthiness of business assures repayment of loan
+ Excellent personal credit |
Credit-worthiness of business assures repayment of loan
+ No delinquent debt to U.S. government +660+ FICO |
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Collateral
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No
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Yes
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Yes
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Yes
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Money Down
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No
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Yes
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Yes
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Yes
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Terms
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||||
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Loan Amount
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Up to $10million
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Typically, 60% to 80% of collateral’s assessed value
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Typically, 60% to 80% of collateral’s assessed value
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Up to $5 million
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Interest
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Fixed interest rate with flexible payment terms
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Fixed and variable rate loans, based on qualifications and prime rate
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Fixed and variable rate loans, based on qualifications and prime rate
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Fixed and variable rate loans, subject to SBA maximums pegged to the prime rate
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Repayment Terms
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Fixed or variable monthly payments, which can be based on monthly revenue or cash flow
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Monthly payments of principal and interest from the cash flow of the business
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Monthly payments of principal and interest from the cash flow of the business
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Monthly payments of principal and interest from the cash flow of the business
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Maturity Terms
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Up to 48 months
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Varies, short- and long-term loans
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Varies, short- and long-term loans
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Up to 10 years for working capital
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Out of pocket fees
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No
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Yes
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Yes
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Yes
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Prepayment Penalty
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No
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Varies
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Varies
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Yes
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Use of funds restrictions
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No
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Yes
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Yes
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Yes
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Covenants
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No
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No
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No
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Yes
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FAQ's
Answers to the most common questions.
We can either get an introduction from you (the referral partner) or we can process the funding request and present it to you, to present to them. Speak with your partner relationship manager for strategies on specific deals.
Here are the minimum requirements:
- Six months or more time in business
- Credit score of over 500
- Average monthly revenue of $15,000+ ($180,000+ in annual revenue).
Once bank statements and application are received fully completed, we can typically present a preliminary pre-approval in 2-4 hours. Once pre-approvals are accepted, funding can happen within 1 business day – as long as communication is fluid.
We start with a soft pull on personal and business credit. Certain products require hard pulls at the time of funding. Speak with your partner relationship manager for credit review guidelines on specific deals.
If your client is not approved, then we will let you know and close out the application.
We can help startups as long as the business has been operational for at least 6 months and is generating at least $15,000 per month in gross revenue.
No, Clear Skies Capital® will not give you monthly volume number to meet. We are here to help your customers when they need it. However, the more deals we fund together, the higher the incentive is for our partners. Talk to your partner relationship manager for details.
Our 20 years of experience has allowed us to establish long term relationships with our bank lines, and we keep our relationships by being compliant with lender laws.
Clear Skies Capital® is licensed to lend in CA, VA, NY and the 47 other states.
Join Our Vision
Our vision is to provide our clients a human-centered customer service approach,
redefining the landscape of business funding. Let’s Go!
redefining the landscape of business funding. Let’s Go!